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Communication is not always easy. When it comes to communicating important information to members on technical matters, that is so much tougher.
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EQ have recently responded to the Money and Pension Service (MaPS), call for input on the proposed data scope and details for the introduction of dashboards. EQ fully support the policy of reconnecting people with their pensions so that they can take ownership of their futures.
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If you thought you’d already dealt with guaranteed minimum pensions (GMPs), unfortunately, you have probably only just scratched the surface.
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Few schemes had made adjustments to equalise GMPs. But the Lloyds Bank case confirmed that benefits must be adjusted to achieve GMP equality. It was also very clear that this should have been happening since the Barber judgment of 17 May 1990.
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The latest PP webinar – held in association with Equiniti – looks at guidance from the cross-industry GMP Equalisation Working Group on the importance of data – asking what data schemes need for GMP equalisation; the data demands, advantages and disadvantages of various calculation solutions; and assesses the challenges relating to historic data.
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While GMP equalisation has been hanging over schemes for more than 30 years, the Lloyd’s case in the High Court set it squarely on the agenda. Many will be wondering just how we got to this point, so here is a whistle stop tour from there to here.
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